Senior Manager-Payments Consulting- US Debit

United States

Phoenix, AZ, United States

Atlanta, GA, United States

New York, NY, United States

(Hybrid)

Job Description

The Payments Consulting team delivers go-to-market strategies, deploys new and emerging payment solutions, and ensures a seamless transaction processing experience across more than 20 global markets. The team serves as a trusted advisor to internal and external partners, bringing deep technical payments expertise and insights from the acceptance channel to inform internal strategies and support merchants, processors, and partners in implementing solutions that meet their evolving needs.

Within Payments Consulting, the Payment Product Partnerships team defines and executes the strategy to enable American Express products and processing capabilities with third parties in the acceptance channel to power transactions and promote a seamless checkout experience for Cardmembers. This includes proactively identifying and engaging new entrants and innovators, growing existing third-party relationships, managing the related relationship governance and oversight, and deepening partner relationships with American Express.

Responsibilities

How will you make an impact in this role?

• Advance adoption of Amex debit capabilities
• Manage processing partner relationships, integrations, and compliance; regularly engage with external partners on debit
• Develop thorough documentation and operationally sustainable processes to ensure consistent results
• Negotiate complex contracts with partners and customers
• Create and expand relationships with key external debit partners
• Develop technical proficiency and requisite fluency with network capabilities, including connectivity, specifications, and processes
• Collaborate broadly, sharing roadmap and interoperability considerations, and thought-leadership regarding U.S. debit norms
• Build strong positive relationships within Amex, including network, issuing, legal, pricing, policy, technology, and relationship management teams
• Maintain deep and current knowledge about the payment services industry, debit and U.S. market trends, new and existing technologies, products, and services

Qualifications

Minimum Qualifications:

• Minimum 3 years' experience in the processing and acquiring of U.S. debit cards with processor, debit network, or acquirer
• Sound technical aptitude, analytical, and problem-solving skills
• Demonstrated ability to guide, contribute to, and execute on strategies to deliver outcomes aligned to business goals in matrixed organizations
• Experience negotiating complex contracts with partners and/or customers
• Proven ability to build, maintain, and leverage strong relationships with internal and external stakeholders, including industry partners
• Track record of leading through change, challenging the status quo, and leading and producing results with or without authority
• Excellent communication and interpersonal skills with the ability to articulate and illustrate complex issues in a simple, non-technical manner
• Strong work ethic and organizational skills, with high level of intellectual curiosity, initiative, drive, and attention to detail
• Potential travel required within U.S. (~10%)
• Bachelor's degree or equivalent industry experience required.

Preferred Qualifications:

• Expansive and active network across payments industry.

Employment eligibility to work with American Express in the United States is required as the company will not pursue visa sponsorship for these positions.

At American Express, our culture is built on a 175-year history of innovation, shared values ( and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. From delivering differentiated products to providing world-class customer service, we operate with a strong risk mindset, ensuring we continue to uphold our brand promise of trust, security, and service.

As part of Team Amex, you'll experience our powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

• Competitive base salaries
• Bonus incentives
• 6% Company Match on retirement savings plan
• Free financial coaching and financial well-being support
• Comprehensive medical, dental, vision, life insurance, and disability benefits
• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
• 20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy
• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
• Free and confidential counseling support through our Healthy Minds program
• Career development and training opportunities

For a full list of Team Amex benefits, visit our Colleague Benefits Site ( .

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles' Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions.

We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.

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The below represents the expected salary range for this job requisition. Ultimately, in determining your pay, we'll consider your location, experience, and other job-related factors.

Job Info

• Job Identification 25021234
• Job Category Network
• Posting Date 07/28/2026, 12:22 PM
• Apply Before 08/11/2026, 05:00 AM
• Degree Level Bachelor's Degree
• Job Schedule Full time
• Job Shift Day
• Locations United StatesPhoenix, AZ, United StatesAtlanta, GA, United StatesNew York, NY, United States(Hybrid)
• Salary Range $103,750.00 to $174,750.00 annually + bonus + benefits
• Career Area Product

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