<strong>Position: Finance Director<br><br></strong><strong>About The Role<br><br></strong>We are seeking an experienced and commercially focused Finance Director to lead the financial management and performance of the organization's insurance and investment businesses.<br><br>The Finance Director will oversee financial reporting, FP&A, budgeting, forecasting, management accounting, regulatory reporting, treasury, financial controls, investment accounting, and performance analysis.<br><br>Working closely with the CFO, CEO, Investment, Actuarial, Risk, and Business leadership teams, the Finance Director will provide accurate financial insight and ensure strong financial governance across the organization.<br><br>Key Responsibilities<br><br>1. Financial Leadership<br><br>Lead the day-to-day finance function and ensure effective financial management.<br><br>Translate business objectives into financial plans and performance targets.<br><br>Provide financial analysis and recommendations to the CFO and senior leadership.<br><br>Establish strong financial discipline across business units.<br><br>Support strategic planning and business decision-making.<br><br>2. Financial Planning & Analysis<br><br>Lead annual budgeting, forecasting, and long-term financial planning.<br><br>Monitor actual performance against budgets and forecasts.<br><br>Develop financial models, scenario analysis, and management reports.<br><br>Identify trends, variances, risks, and opportunities.<br><br>Provide actionable insights to improve profitability and efficiency.<br><br>3. Financial Reporting<br><br>Oversee monthly, quarterly, and annual financial reporting.<br><br>Ensure accurate management accounts and consolidated financial statements.<br><br>Coordinate statutory reporting and financial disclosures.<br><br>Ensure reporting is delivered accurately and within required deadlines.<br><br>Maintain appropriate accounting policies and procedures.<br><br>4. Insurance Finance<br><br>Oversee financial reporting and analysis across insurance operations.<br><br>Monitor premiums, claims, reserves, commissions, expenses, and underwriting performance.<br><br>Analyze loss ratios, expense ratios, combined ratios, and underwriting margins.<br><br>Work closely with Actuarial, Underwriting, Claims, and Risk teams.<br><br>Support financial analysis of insurance products and portfolios.<br><br>5. Investment Finance & Accounting<br><br>Oversee accounting and financial reporting for investment portfolios.<br><br>Monitor investment income, realized/unrealized gains and losses, and portfolio performance.<br><br>Work with the CIO and investment teams on financial analysis and reporting.<br><br>Support investment valuation, performance measurement, and portfolio reporting.<br><br>Ensure investment accounting and reporting comply with applicable standards and regulations.<br><br>6. Treasury & Cash Management<br><br>Monitor cash flows, liquidity, banking relationships, and funding requirements.<br><br>Maintain appropriate liquidity for operating and insurance obligations.<br><br>Support treasury strategies and cash optimization.<br><br>Monitor interest-rate, foreign-exchange, and liquidity exposures.<br><br>Ensure appropriate treasury controls and reporting.<br><br>7. Capital & Solvency Support<br><br>Support the CFO in capital planning and balance-sheet management.<br><br>Monitor capital adequacy, solvency, liquidity, and leverage metrics.<br><br>Provide financial analysis for capital-allocation decisions.<br><br>Support stress testing and financial scenario analysis.<br><br>Work with Risk and Actuarial teams on capital and solvency assessments.<br><br>8. Regulatory Compliance<br><br>Ensure timely and accurate financial and regulatory submissions.<br><br>Maintain compliance with applicable accounting, insurance, tax, and financial regulations.<br><br>Coordinate with regulators, auditors, tax advisers, and external consultants.<br><br>Maintain strong financial controls and documentation.<br><br>9. Internal Controls & Risk<br><br>Maintain effective financial-control frameworks.<br><br>Identify and mitigate financial reporting and operational finance risks.<br><br>Strengthen accounting policies, procedures, and approval controls.<br><br>Support internal and external audit processes.<br><br>Ensure appropriate segregation of duties and financial governance.<br><br>10. Performance Management<br><br>Develop financial KPIs and performance dashboards.<br><br>Monitor business-unit profitability and cost efficiency.<br><br>Analyze revenue, expenses, investment returns, and operating performance.<br><br>Partner with business leaders to identify opportunities for improvement.<br><br>Drive financial accountability across departments.<br><br>11. Finance Transformation<br><br>Improve finance systems, processes, reporting, and data quality.<br><br>Support ERP and financial-system enhancements.<br><br>Drive automation of reporting and finance processes.<br><br>Improve management information and real-time financial visibility.<br><br>Promote data-driven financial decision-making.<br><br>12. Team Leadership<br><br>Lead and develop finance, accounting, FP&A, reporting, and treasury professionals.<br><br>Establish clear objectives and performance standards.<br><br>Develop finance talent and succession plans.<br><br>Promote a culture of accuracy, accountability, integrity, and commercial partnership.<br><br>Key Performance Indicators<br><br>Budget and forecast accuracy<br><br>Financial reporting accuracy and timeliness<br><br>Profitability and expense performance<br><br>Cash flow and liquidity<br><br>Investment income and portfolio reporting<br><br>Insurance underwriting performance<br><br>Capital and solvency metrics<br><br>Regulatory compliance<br><br>Audit outcomes<br><br>Financial-control effectiveness<br><br>Finance-function efficiency<br><br>Management reporting quality<br><br>Candidate Profile<br><br><strong>Essential Experience<br><br></strong>10–15+ years of progressive finance experience, including significant management responsibility.<br><br>Previous experience as Finance Director, Financial Controller, Head of Finance, Deputy CFO, Senior Finance Manager, or equivalent.<br><br>Strong experience in insurance, investment management, asset management, banking, pensions, financial services, or another regulated financial institution.<br><br>Strong knowledge of financial reporting, FP&A, budgeting, forecasting, treasury, and financial controls.<br><br>Experience working with senior executives, auditors, regulators, actuarial teams, investment professionals, and external advisers.<br><br>Proven experience leading and developing finance teams.<br><br><strong>Preferred Experience<br><br></strong>Experience covering both insurance and investment/asset-management operations.<br><br>Exposure to life insurance, general insurance, reinsurance, pensions, or institutional investment.<br><br>Experience with investment accounting and portfolio reporting.<br><br>Knowledge of capital, solvency, ALM, and regulatory finance requirements.<br><br>Experience managing finance across multiple subsidiaries or jurisdictions.<br><br>Experience with finance transformation, ERP implementation, or reporting automation.<br><br><strong>Education & Professional Qualifications<br><br></strong>Bachelor's degree in Accounting, Finance, Economics, Business Administration, or related discipline.<br><br>CA, ACCA, CPA, CMA, CFA, or equivalent professional qualification strongly preferred.<br><br>MBA or Master's degree is an advantage.<br><br>Core Competencies<br><br>Financial Management<br><br>FP&A<br><br>Financial Reporting<br><br>Management Accounting<br><br>Insurance Finance<br><br>Investment Accounting<br><br>Budgeting & Forecasting<br><br>Treasury & Liquidity<br><br>Capital & Solvency<br><br>Regulatory Reporting<br><br>Financial Controls<br><br>Risk Management<br><br>Financial Analysis<br><br>Performance Management<br><br>Finance Transformation<br><br>Team Leadership<br><br>Leadership Characteristics<br><br>The successful candidate will be:<br><br>Commercially minded and financially rigorous<br><br>Highly analytical and detail-oriented<br><br>Strong in financial reporting and performance management<br><br>Comfortable working in regulated environments<br><br>Able to communicate complex financial information clearly<br><br>Strong at partnering with senior business leaders<br><br>Proactive in identifying financial risks and opportunities<br><br>Capable of managing competing priorities and tight reporting deadlines<br><br>A strong people leader and developer of finance talent<br><br><strong>Compensation<br><br></strong>A competitive executive compensation package comprising base salary, performance-based incentives, benefits, and other executive benefits commensurate with experience and market benchmarks.